1. Preheat your oven to 350°F (175°C). Grease a casserole dish with butter or non-stick cooking spray.
2. In a large bowl, combine the milk, eggs, sugar, vanilla extract, cinnamon, nutmeg, and salt. Whisk until well blended.
3. Add the bread cubes to the mixture and gently stir until they are all coated. Let the mixture sit for 10 minutes, allowing the bread to soak up the custard.
4. If using raisins, fold them into the bread mixture.
5. Pour the melted butter evenly over the mixture and gently toss to distribute it.
6. Transfer the bread pudding mixture to the greased casserole dish, spreading it out evenly.
7. Bake in the preheated oven for 45-55 minutes or until the top is golden brown, and the center is set. You can test for doneness by inserting a toothpick into the center; it should come out clean.
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